When you’re looking to buy a home in Miami, one of the first things you should check is the flood zone of the property. Flood zones are areas that are more likely to experience flooding, and they’re important to know about because they can affect your insurance rates and your ability to get a mortgage. While it’s important to look for flooding risks in your neighborhood – proximity to canals, for example – that’s not really what we’re talking about here. It’s checking what zone a property is in before you make an offer. Buying a Home in a Flood Zone If you’re looking at homes in a flood zone, it’s important to talk to your insurance agent and lender […]