Getting Back to Normal After a Hurricane
Everyone talks about preparing for hurricanes: making sure you have enough water, batteries and lots of lanterns for when the power goes out, and all of your important documents safe and ziplocked. But not enough attention is given to what happens once the storm passes.
With any luck, Irma just left you with some debris and a few hot nights without power. But even if that’s the case, it’s still important to check your property thoroughly in case there was some damage.
First, check your roof for any damage or missing tiles. If you have any, make sure to take multiple pictures in case you need to make an insurance claim.
If you want a professional roofer to inspect it, I’m more than happy to make a few recommendations, but they’re extremely busy these days. But if you do have damage, you will need to contact them right away.
You’ll also need to contact your insurance agent if you think you’ll have to file a claim. They can walk you through the claims process and prep you for the next steps. It’s also a good idea to talk to a public adjuster or an attorney to help you navigate the claim (again, happy to make a few recommendations. Just contact me).
They’re likely full of leaves; the sooner you get them cleaned out, the better.
Most municipalities in Miami-Dade waive permits for smaller fence repairs after a storm, but be sure to check before you start your repairs. They might just be waiving the fee for the permit, but not the permit itself.
While you likely have a higher hurricane deductible for your house, repairs quickly add up. It’s a good idea to speak with a professional not only to handle the actual repairs, but to negotiate with your insurance company through the whole process.
If you have any questions or concerns about your home, I’m more than happy to do anything I can to help. Feel free to contact me.