Drew Kern

August 28, 2018

What You Need to Know About the New Closing Disclosure Form

A closing disclosure form simply outlines the terms and costs of your mortgage, but it’s one of the most important pieces of paperwork to check before closing on a home. Look at the closing disclosure form as a follow-up form to the loan estimate document you received when you first applied for your loan. The loan estimate outlined the approximate fees you would need to pay if you chose to move forward with the lender. Your closing disclosure is the real deal version of that. So, it’s important to scrutinize and look over the closing disclosure form very carefully. Here are a few tips to help you when you look over your closing disclosure form: Closing disclosure vs. settlement statement  […]
August 21, 2018

Move-In Checklist: What to Do Before You Unpack

With all of the excitement about moving into a new home, it’s easy to forget the important tasks you need to do. Certain things are best done before your boxes and furniture are moved into the house, so take some time to get everything in order before you move. To help out, we put together the ultimate moving checklist. Before you start packing everything up, check out this moving checklist to make sure you’ve completed all of the important tasks before you settle in: Turn on utilities Electric, water, and gas all need to be operational when you arrive. Get all your utilities set up ahead of time because chances are, the seller will have them turned off on the […]
August 14, 2018

6 Ways to Speed up Your House Hunt

When you think about moving into your dream home, it’s easy to picture a breezy home-buying scenario. But, in a seller’s market, finding your perfect home is no small task. You don’t want to waste the better parts of your Saturdays and Sundays roaming open houses only to find multiple dead ends. So, how do you manage your time wisely when it comes to house hunting? Here are a few tips to help make your home search as productive as possible: Get pre-approved for a mortgage Getting pre-approved for a mortgage before you begin searching for your dream home is essential. If you start touring houses before you’re pre-approved for a mortgage, you won’t really know what price range you […]
August 7, 2018

Should Your First House be a Starter Home or a Forever Home?

If you’re buying a home for the first time, you’re probably trying to decide between purchasing a smaller home to get into the market now or stretching your budget to get a forever home that you can stay in long-term. Everyone has different ideas of what a starter home is, but in general, a starter home is something you’d be happy living in for around five to seven years. Eventually though, you’ll outgrow this home. A forever home, on the other hand, is one that you could see living in for the rest of your life, which means it meets most of the criteria of your dream home: the right location, the right size, and all of the extras you […]
July 31, 2018

How To Quickly Save for Your Dream Home

Whether you’re planning on moving to a better neighborhood or you’re buying a home for the first time, saving up for a new home is a big step. If you are looking to buy a house in the near future, it’s important to build up your savings. Down payments for homes can be large sums of money – so large in fact that it can set you back years if not saved or planned for properly. Most people think this means slowly setting aside small amounts, which, as you can imagine, would take forever. But, don’t worry! You don’t have to wait around and save for years. Here’s how you can quickly save up for that down payment: Explore the […]
July 24, 2018

Home Maintenance To-Do List Before You Sell Your Home

As a homeowner, you probably already know that keeping your home and property in tip-top shape requires dedication and ongoing maintenance. Just because you’re selling your home doesn’t mean you’re off the hook from routine maintenance tasks. A well-cared-for house simply shows better. Small things like broken doorbells and leaky faucets won’t make buyers jump to make an offer. Instead, it will make them wonder if there are bigger issues elsewhere on the property. Plus, keeping up with routine maintenance can help you avoid a catastrophic problem down the road, like burst pipes and roof leaks, that could devalue your property and derail your sale. To prevent small issues from escalating into money-sucking problems, focus on these home maintenance tasks: […]
July 17, 2018

Not all Real Estate Contracts Are Created Equal: Here’s the Difference

Real estate transactions revolve around written agreements or contracts. There are essentially four major types of real estate contracts, and they each have their different uses and stipulations. As in any legal transaction, these contracts are necessary to execute the sale. Not all real estate contracts are created equal, so it’s important to know what you’re really signing. Here are the differences in the main types of real estate contracts: Purchase agreement As the most common type of real estate contract, a purchase agreement lays out the agreement between the buyer and seller of a specific property. This contract will include the purchase price, signatures, party identification, and the closing date for the transaction. Although this seems simple enough, there […]
July 10, 2018

5 Home-Selling Myths

There are so many unknowns before you put your house on the market: who will buy your house and for how much? How long will it take? Will I find a new home before I sell my current one? And while the internet can be a really fun place to search for answers to these questions and more – it can also be rife with bad, if not flat out wrong, information. We’re here to bust some of the real-estate myths that have been going around since we can remember. And yes, we know you’re reading this on the internet – but consider this part of the good information you find online. Here are five home-selling myths you can dismiss: […]
July 3, 2018

What Factors Should You Consider When Deciding Which Neighborhood is Best for You?

The cliché phrase, “location, location, location,” has been used more times than we can count when talking about buying real estate. And yet, ask any realtor – this one rings true. When you’re looking for your dream home, one of the most significant decisions you’ll have to make is which location you prefer. Location affects the affordability, value, and quality of life of a given neighborhood. The way to choose the right location for you and your family’s needs requires some serious thought as to your family’s priorities. So, here are a few things to keep in mind when searching for your perfect neighborhood: Your Lifestyle  Before you start scoping out different neighborhoods, consider your current lifestyle. What do you […]