February 5, 2019

Uncovering the Hidden Costs of Home Ownership

Many first-time home buyers come to the market with a great deal of enthusiasm for making their purchase. However, even the most savvy and prepared buyers can be caught off guard by some of the less-obvious costs of owning a home which, taken together, can add up to more than $9,000 per year in expenses. As you plan your budget, be sure to factor in more than just the home’s list price or mortgage payment. Keep the following considerations in mind as well:   Required costs Certain costs are unavoidable, like homeowners insurance, property taxes, and utilities. While they vary by property, they can quickly add up and may increase that mortgage payment more than some first-time home buyers expect […]
August 28, 2018

What You Need to Know About the New Closing Disclosure Form

A closing disclosure form simply outlines the terms and costs of your mortgage, but it’s one of the most important pieces of paperwork to check before closing on a home. Look at the closing disclosure form as a follow-up form to the loan estimate document you received when you first applied for your loan. The loan estimate outlined the approximate fees you would need to pay if you chose to move forward with the lender. Your closing disclosure is the real deal version of that. So, it’s important to scrutinize and look over the closing disclosure form very carefully. Here are a few tips to help you when you look over your closing disclosure form: Closing disclosure vs. settlement statement  […]
August 21, 2018

Move-In Checklist: What to Do Before You Unpack

With all of the excitement about moving into a new home, it’s easy to forget the important tasks you need to do. Certain things are best done before your boxes and furniture are moved into the house, so take some time to get everything in order before you move. To help out, we put together the ultimate moving checklist. Before you start packing everything up, check out this moving checklist to make sure you’ve completed all of the important tasks before you settle in: Turn on utilities Electric, water, and gas all need to be operational when you arrive. Get all your utilities set up ahead of time because chances are, the seller will have them turned off on the […]
June 26, 2018

State of the Market: Pinecrest

With large lots on quiet streets and good schools, it’s no surprise why so many families want to move to Pinecrest. It’s also no surprise that Pinecrest was ranked as the #1 (out of 324) best suburbs in Florida by Niche. Over the past two decades, we’ve helped hundreds of families buy and sell homes in Pinecrest and have seen why so many people love it first hand – and why the village has boomed. Pinecrest’s Market Today The average house in Pinecrest listed on the market today is 3,500 square feet with four bedrooms and three bathrooms on a 30,000 square foot lot with an asking price of $1.4 million. This being said, there are over 200 homes in […]